We offer free confidential advice to anyone struggling with debt. Services are offered by a team of trained and qualified advisers and is regulated and licenced by the Financial Conduct Authority. 

Are you ...

  • struggling to pay bills? 
  • spending more than you earn?
  • under pressure from creditors?

We offer advice on:

  • Household budgeting
  • Credit card bills
  • Multiple debt problems
  • Negotiations with creditors
  • Benefit entitlements
  • Planning affordable repayments
  • Court proceedings

Services are:

  • Available to anyone
  • Completely confidential
  • Non-judgemental


Doing nothing about debt can lead to legal action. We can still help even if court proceedings have been initiated; the sooner you ask for help, the easier the solution.

Appointment times

Initial appointments are typically offered at the following times: 

Appointments are normally an hour long and there will usually be two advisors present.

Contact us

Please leave a message at any time on our dedicated phone line:

01256 769953

A trained volunteer will get back to you as soon as possible. Your call will be treated in complete confidence.

Alternatively, you can also:

or write to us at:

Junction 5 Money Advice
Life Church Centre
Elms Road
RG27 9DX

Working in association with Community Money Advice

Junction 5 operates as part of Life Church Hook, a company limited by guarantee, registered in England and Wales. Company number 8407295. Charity number: 1152260

Authorised and regulated by The Financial Conduct Authority